Hire Fractional CFO USA
Senior, direct, no layers
A fractional CFO for growth-stage companies: cash, pricing, unit economics, and board-ready numbers, at a fraction of a full-time cost.
A senior fractional cfo for United States
A growing company usually does not need a full-time CFO. It needs senior finance judgement a few days a month: cash runway, pricing that holds margin, unit economics that survive scrutiny, and numbers an investor or board can trust.
I am Omer Muneer Qazi, with 15+ years of experience and 100+ projects delivered. For United States engagements, that experience is applied to your market specifically — its buyers, its payment and fulfilment rails, and its working hours — not to a generic brief with a city name swapped in. Book a free discovery call and we will test the fit before any scope is agreed.
What this engagement covers in United States
- Cash flow and runway management — 13-week cash flow, runway scenarios, and the levers that extend them.
- Pricing and margin analysis — Price, discount, and mix analysis that shows where margin actually comes from.
- Unit economics and cohort reporting — CAC, payback, lifetime value, and cohort views your growth decisions can rely on.
- Budgeting and forecasting — Annual budgets and rolling forecasts tied to hiring and spend plans.
- Board and investor reporting — Board packs, investor updates, and due-diligence-ready financials.
- Fundraising support — Model, data room, and diligence preparation, without taking over your fundraise.
Built for how United States actually buys
Market. The US market is large, English-first, and unforgiving on delivery promises: shoppers expect 2-day shipping, express checkout, and clear returns. Competition is national, not local, so a store competes on speed, trust signals, and post-purchase experience as much as on product.
Payments and commercial setup. US payments run on cards first: Shop Pay, Apple Pay, Google Pay, and PayPal at checkout, with Affirm or Afterpay for higher baskets and ACH or invoicing for B2B orders. Sales tax is state-by-state, so nexus and marketplace-facilitator rules shape the checkout and reporting setup from day one.
Working hours and communication. Collaboration runs in US business hours for standups, reviews, and launches, with a core overlap window agreed before kickoff. Launch days and incidents get real-time coverage in your business day, not next-day replies.
Delivery and logistics. Fulfilment is typically domestic 3PL: ShipBob, Deliverr, or Amazon MCF, with UPS and FedEx for parcel and Loop or Happy Returns for returns. Rate shopping at checkout and accurate delivery promises protect margin on every order.
From kickoff to delivery in United States
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Finance diagnostic
Books, cash, pricing, and reporting reviewed; the top three risks named in week one.
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Build the operating model
Cash flow, forecast, and unit economics in one model your team can run.
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Fix reporting cadence
Monthly close, board pack, and KPI review on a rhythm the business keeps.
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Advise on decisions
Pricing, hiring, and fundraise calls with a finance owner in the room.
Why hire Omer
- Operator finance: cash and margin first, theory second.
- Board-ready numbers: reporting an investor can diligence without a rewrite.
- Part-time cost, senior judgement: the experience without the full-time salary.
- Systems-agnostic: Xero, QuickBooks, or your ERP, improved rather than replaced.
- Direct access: you talk to the CFO, not an account manager.
Questions, answered
How much time do we get?
Do you replace our accountant?
Can you help with fundraising?
What size company is this for?
What hours do you overlap with the US?
Ready to get started?
The best way to explore working together is a quick conversation. Reach out through your preferred channel and let us discuss your project.
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